© Fairfield Wealth Limited

Registered in Guernsey No, 63515. Licensed and regulated by the Guernsey Financial Services Commission under the Protection of Investors Law (POI) “the Law” 1987, as amended No 2296673.

Fairfield Pension Plan

The Fairfield Pension Plan is run and administered by The Pensioneer Trustee Company (Guernsey) Limited, with Fairfield Wealth on hand as your financial advisers. It is a low cost multi-member Guernsey Retirement Annuity Trust Scheme (RATS).

The scheme is designed for long term savings to provide you with an income in retirement to supplement the States of Guernsey Old Age Pension. It is very tax efficient as contributions attract tax relief and from age 50 a lump sum of up to 30% can be withdrawn free of tax (both subject to maximum limits).

Loans of up to 30% are permitted and you have a great deal of flexibility over the investments you can make, which, of course are discussed and reviewed regularly with your adviser. 

Online access is provided for ease of monitoring and there are no hidden charges, so you can be sure of full transparency.

If that wasn't enough, members of the Fairfield Pension Plan have access to some very generous discounts from high quality, local firms (subject to conditions).